TransactPay is a licensed e-money institution providing BIN Sponsorship in the UK and EEA, regulated by the Gibraltar Financial Services Commission and the Malta Financial Services Authority. TransactPay is a Principal Member of both Mastercard and VISA.

Our Services

BIN Sponsorship

BIN Sponsorship

TransactPay provides regulated and non-regulated firms access to our licenses and permissions so that they may deliver card programmes throughout the UK and EEA, in multiple settlement currencies. Our BIN Sponsorship solution is designed to work with many different processors, giving more flexibility and choice for our customers.

E-Money Licensing

E-Money Licensing

Through our EMI licenses, TransactPay is able to sponsor mobile wallet, e-wallet, and other cardless technical solutions, removing the need for our customers to obtain their own EMI license.

Virtual Accounts

Virtual Accounts

The payments eco-system is complex and, when it comes to offering accounts, choosing the right partner is critical. That is why we’ve already done the hard work for you, providing you with ready-to-go, processor agnostic, Virtual Accounts capability, stacked with the extensive knowledge and assurances you get only from a highly experienced payments provider like TransactPay.

The Partnership That Pays

The Partnership That Pays

We believe in building a partnership that pays, which means that, with TransactPay, our clients get more than BIN Sponsorship, E-Licensing and Account products – they also get value-adding solutions and support.

Real businesses, real results

"Over the past 5 years our engagement with TransactPay has evolved from tactical to strategic. The Team are always on hand to guide Issuers and Program Managers through the litany of regulatory and commercial frameworks whilst offering clear pricing, efficiencies and consistently delivering on deadlines."
Martyn Lock, Product Sales Specialist
FIS
"Our partnership with TransactPay has been instrumental in enhancing member satisfaction, driving growth, and reinforcing our commitment to innovation. We look forward to many more years of collaboration."
Seamus Newcombe, CEO
Payac
"The level of partnership between Thredd and TransactPay is exceptional – through experience built up over many years of working together, there is a solid understanding of our mutual offerings; and a deep level of trust and a record of exceptional delivery of service to our clients."
Kevin Fox, CRO
Thredd
"TransactPay got the job done, on the timing they said they would, and without any surprises. Having engaged with multiple issuers, I’d put the TransactPay team as a very clear number one. Best in market, without doubt."
Faisal Khalid, CEO
Bits
"TransactPay is a highly valuable partner for our business. They grasp the complexities of the payment sector, and are always keen on collaborating with us to find effective solutions for our clients and for ourselves."
Steve Taylor, Chief Partnership Officer
Bankable
"Excellent response to all queries and reacted quickly with senior executive support."
Dave Robinson, COO
Pax2pay Ltd

Real businesses, real results

Access to unrivalled payment, card and account experience, knowledge and expertise.

We believe in building a partnership that pays, which means that, with TransactPay, our clients get more than BIN Sponsorship, E-Licensing and Account services – they also get value-adding solutions and support.
The partnership that pays

Fully authorised to provide services throughout the UK, EU and EEA

  • Austria
  • Belgium
  • Bulgaria
  • Czechia
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Ireland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Slovakia
  • Spain
  • Sweden
  • UK

Moving money quickly, efficiently and cost-effectively has never been more important to both businesses and consumers. At TransactPay we are committed to optimising your payment flows and removing all unnecessary friction.

Latest updates

View all

Transact Payments rebrands to TransactPay

Press Release
4 Jun 2024

The ultimate guide to BIN Sponsorship

Thought Leadership
Tapping a card on a card reader
30 May 2024