Our Services

The partnership that pays

Access to unrivalled payment, card and account experience, knowledge and expertise.

Access to unrivalled payment, card and account experience, knowledge and expertise.

We believe in building a partnership that pays, which means that, with TransactPay, our clients get more than BIN Sponsorship, E-Licensing and Virtual Account products – they also get value-adding solutions and support.

Whether you’re regulated or not, TransactPay takes a flexible approach to supporting you in reaching your business goals.

Our ethos of “the partnership that pays” runs through everything we do. We’re focused on your success. Alongside our leading solutions, our customers get access to:

  • 12 years of payment and cards experience, working with businesses just like you.
  • Our team of experts in scheme rules, industry regulation, and compliance in the UK and throughout EEA.
  • Our valued and trusted industry relationships to help you navigate the payments ecosystem.
  • Our pre-integration with leading processors – saving time whilst still giving flexibility and choice.

A programme model tailored to suit your needs

BIN Sponsorship

For Fintechs and non-regulated businesses who need access to scheme rails and e-money licenses. TransactPay issues the card and provides full flexibility for programme managers to manage the eco-system.

Settlement Only

For regulated businesses or businesses using other regulated entities but without direct scheme membership. TransactPay uses its scheme licenses to provide settlement services with VISA and Mastercard.

Service Provider

For regulated and principal scheme members. TransactPay provides back- office services including reconciliation, rule change support and project management.

Ready for a partnership that pays?

Looking for a collaborative partner offering bespoke and flexible solutions, who puts your needs first? Get in touch!

Real businesses, real results

Explore examples of how we have delivered solutions for our clients.



From the outset, Ireland’s Credit Unions founded Payac with a determination to modernise their service offering and provide their members with a real choice for their day to day financial needs. Payac sought to create a modern, full service banking solution, including full access to Single European Payment Area (SEPA) cross-border payments, standing orders, direct debit facilities, debit cards provided by Mastercard, contactless payments and e-commerce capabilities, as well as overdraft facilities

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Tymit were looking for a card issuer with experience of working with their chosen processing partner, Marqeta. They also needed a partner well used to the implementation of credit Bank Identification Numbers (BINs): most of all, though, they needed a partner that could deliver full implementation within a tight timeframe given significant changes in the market over the past year.

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Real businesses, real results

Latest updates

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Transact Payments rebrands to TransactPay

Press Release
4 Jun 2024

The ultimate guide to BIN Sponsorship

Thought Leadership
Tapping a card on a card reader
30 May 2024