TransactPay and Orenda Finance partner to accelerate embedded finance across Europe

TransactPay has announced a new partnership with Orenda Finance, a no-code embedded finance platform that helps businesses launch financial services such as accounts, wallets, and cards without building their own infrastructure.

The partnership brings together TransactPay’s expertise in card issuing and BIN sponsorship with Orenda’s agile technology to accelerate the rollout of embedded finance solutions across Europe.

Through TransactPay’s UK and EU licences, Orenda has launched its new European wallet offering and will soon expand the partnership to include card programmes for clients across sectors such as government, payroll, and marketplaces.

The collaboration combines Orenda’s agile, technology-driven approach with TransactPay’s regulatory expertise, compliance framework and proven licensing infrastructure. Together, the two companies make it faster, easier and more cost-effective for businesses to bring financial products to market.

As the embedded finance landscape continues to evolve, with regulators placing greater scrutiny on Electronic Money Institutions (EMIs) and programme managers, the partnership comes at a pivotal time. Both TransactPay and Orenda share a commitment to maintaining the highest standards of compliance while enabling innovation, ensuring that businesses can scale confidently in a more regulated market.

“Our partnership with Orenda Finance is a strong example of how TransactPay supports innovation in embedded finance,” says Aaron Carpenter, CEO of TransactPay. “Orenda’s no-code platform enables companies to embed secure, compliant financial products quickly and confidently, while our regulatory and licensing foundations ensure stability and trust. It’s a great alignment of technology and experience – the perfect combination for scalable growth.”

Orenda Finance provides a complete programme-management service, covering everything from onboarding and compliance to transaction monitoring and card issuance. By integrating directly with TransactPay’s licensed infrastructure, Orenda will help non-financial brands launch tailored, compliant financial products in record time.

Working with TransactPay gives us the ability to deliver full-service financial solutions that meet the highest regulatory standards,” said Josh Vittori, CEO of Orenda Finance. “They bring the trust, experience and scale that every modern embedded finance provider needs to succeed.”

As the partnership evolves, Orenda’s upcoming card programmes will further strengthen the collaboration – expanding the reach of both companies across Europe and reinforcing TransactPay’s position as the go-to licensing and issuing partner for next-generation fintechs.